Are you overpaying for your business insurance?

COVID-19 has had a devastating effect on the UK economy and with few sectors escaping its reach; work for most has ground to a halt.

At a time like this, with potentially more time available than normal but also with cost pressures, it does present an opportunity to review your insurances through our partnership with Premierline.


We understand that your typical business activities may have been restricted or you may have diversified until social distancing lockdown measures are lifted. However, it’s still important to have business insurance in place to ensure your risks are managed and assets protected.

For instance, premiums for Employers Liability and Public Liability policies are typically calculated on estimated wagerolls, payments to sub-contractors and also annual turnover. These may now need to be revised to reflect your current circumstances and business activities.

There is no better time to ensure your insurance is tailored to your business needs. An insurance broker can provide valuable advice in relation to your insurance and make sure that your estimates are a true reflection of your business.

What do I need to do?

SMAS Worksafe are proud to partner with Premierline Business Insurance Broker who will work with you to review your current coverage and also to ensure that it remains fit for purpose once you properly return to work.

SMAS Members taking out a new policy through Premierline may also be entitled to an exclusive discount* on a tradesman insurance policy from selected insurers.

Premierline will be making contact with you if your insurances are due for renewal but if you want to talk to them now, to see how Premierline can get you the right cover at the right price, please email the dedicated SMAS team on!

*terms and conditions apply